Monthly Members Update

Could You Save £1,500 on Garden Furniture?

It's time to spruce up your garden!

Did you know that borrowing with Penny Post for your new garden furniture or kitting out your outside space could save you up to £1,500 compared to using your credit card?

Shopping for quality garden furniture is no small task. With hundreds of options at your fingertips, it can be difficult to know where to start with your garden makeover. Before you make a big purchase, make sure you’re not paying over the odds.

Our Personal and Advantage Loans are great alternatives to your credit card which could
save you money too!

Check out these great savings!

Save £1,500 on Garden Furniture

Thank You for Attending our AGM

On Sunday 23rd March, we welcomed members to our online virtual AGM.

We were thrilled to welcome members from all over the UK, who voted on key decisions across the credit union.

Couldn't make it to the AGM?

No problem, you can view the highlights of our financial year, from 1st October 2023 - 30th September 2024 in our Annual Report here. During the year we:

welcomed 2,120 new members
visited 98 workplaces with our roadshows
Supported 28 families with £103,865, with our Free Life Cover

Read our full Annual Report here ⬇️

Annual Report

Credit Card Debt

Many members are still feeling the strain on their wallets after a joyous Christmas.

Then, with rising utility bills, grocery costs, and inflation, household budgets are being stretched more than ever. That’s why our Swap & Save Loan has been a lifeline for so many—helping them take control of their finances and save money.

If you have outstanding debts on credit cards, car finance, loans or store cards, Penny Post could help.

Debt consolidation loans have an advantage as you know what you’ll be paying each month.

If you're looking to simplify your repayments, click here for more information or to apply today.

Swap & Save Loan

Dividend vs Interest

Credit unions reward members with an annual dividend* on savings, setting us apart from banks that typically offer monthly interest.

While headline interest rates from big banks may seem attractive, they often come with conditions that make them less straightforward than they appear.

Why credit unions are great...

At Penny Post, our focus is on fair savings options with real value. Our profits are reinvested back into the business and distributed back to members.

Our dividend rates may not always match the higher rates of interest promised by our competitors but credit unions are great!