NEW Swap & Save Loan Calculator

If you’ve got outstanding debts with one or more existing lenders, we could help! 

Try our NEW Swap & Save Loan calculator to see if we could help tidy up your finances into 1 manageable repayment and save you money!

Bank Statements

Credit unions, like banks and building societies, will usually need to view your last 3 months bank statements when you apply for a loan, but why?

Take a read to find out what we look 
for when carefully considering loan
applications and how you could speed up the application process too!

Same great accounts, but new names!

When you next check your Penny Post accounts, you’ll notice that our
Regular Shares and Jam Jar accounts have new names!

When you joined Penny Post, you became a ‘member’ so, we’ve changed the name of the Regular Shares account to your Membership Account. 

The Instant Access account (formerly Jam Jar account) is a handy ‘extra’
personal savings account with unlimited instant access.

Small amounts soon add up!

Save with a Swap & Save Loan

If you’re struggling with multiple repayments to existing loans, overdrafts, credit cards, and store cards, a debt consolidation loan, like our Swap & Save loan, could be something to consider. 

By tidying up your finances and consolidating your existing lending into one manageable repayment with a lower rate of interest, we could save you money!

Our Swap & Save loan is saving members more than £12,000 every month!