‘Tis the Season to Stop Overpaying!

, Christmas is expensive and high-interest “quick fixes” like credit cards or Buy Now, Pay Later schemes can cost you up to 35% in interest. With Penny Post, you can apply in just a few simple steps and get a fair, competitive rate instead.

Borrow between £250 - £25,000, with rates starting from 5.9%!
Apply in 3 easy steps!

Head to the CU App (or click here) and tap ‘Apply for a Loan’

Tell us a few details

Leave the rest to us — we’ll be in touch

Want to see your options before applying?
Have a go with our loan calculator to clearly see what you'll repay.

Budget 2025
What it Means for Penny Post Group Members

Rachel Reeves finally unveiled the 2025 Budget on 26th November, and while the full impact will unfold over time, we've pulled together a few point which might affect you.

With changes to pensions, ISA's, Child Benefit and Minimum Wage, it's important to know how this Budget impacts your finances. 

Check out the Budget calculator to see how your finances might change.

Stay Safe From Scams

Black Friday Deals or Dangerous Scams?

Scammers ramp up their activity long before 28th November. With inboxes filling up with tempting offers, it’s getting harder to spot the difference between genuine deals and scams. 

Watch out for
🏷️ Prices that are too good to be true
🔍 Poor-quality websites
💳 Unusual payment methods
❗ Pressure to buy quickly

Learn more about how to stay save this Black Friday.

Your Money is Covered

Your savings with Penny Post Group are protected by The Financial Services Compensation Scheme (FSCS), and the great news is the FSCS is increasing their protection to £120,000 from 1st December.

This means all of your savings are protected with Penny Post Group.

More of your money is protected with us in the unlikely event that something happens to Penny Post Group.

Want to read more about FSCS protection?

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